Company overview
What does WORLD ACCEPTANCE CORP do?
WORLD ACCEPTANCE CORP (WRLD) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6141 (Personal Credit Institutions).
What does WORLD ACCEPTANCE CORP do?
WORLD ACCEPTANCE CORP (WRLD) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6141 (Personal Credit Institutions).
What industry is WORLD ACCEPTANCE CORP in?
Financial Services · Personal Credit Institutions
What was WORLD ACCEPTANCE CORP's latest reported revenue?
$139.2M for Q2 2026, from 10-Q filed Aug 6, 2026.
What changed in the latest comparable period?
Revenue increased +4.8% ($132.8M to $139.2M; Q2 2025 vs Q2 2026).
Business model (from the public record)
Belvedere describes the business using the issuer’s SEC classification and the company description extracted from public filings. Segment mix, customer identity, and recurring-versus-transactional revenue are shown only when those facts are identified in the filing extract—not inferred.
Financial Services · Personal Credit Institutions · United States
Financial profile
- Revenue
- $139.2M 10-Q · Q2 2026 · Filed Aug 6, 2026
- Revenue growth YoY
- +4.8% Belvedere calculation · 10-Q · Q2 2026 · Filed Aug 6, 2026
- Gross margin
- — Not identified in latest matched XBRL period
- Operating margin
- — Not identified in latest matched XBRL period
- Net income
- $6.1M 10-Q · Q2 2026 · Filed Aug 6, 2026
- Operating cash flow
- $64.4M 10-Q · Q2 2026 · Filed Aug 6, 2026
- Capex
- $1.3M 10-Q · Q2 2026 · Filed Aug 6, 2026
- Belvedere FCF
- $63.1M Belvedere calculation · 10-Q · Q2 2026 · Filed Aug 6, 2026
- FCF margin
- +45.3% Belvedere calculation · 10-Q · Q2 2026 · Filed Aug 6, 2026
- Cash
- $10.4M 10-Q · Jun 30, 2026 · Filed Aug 6, 2026
- Debt
- $572.8M Belvedere calculation · 10-Q · Jun 30, 2026 · Filed Aug 6, 2026
- Net debt
- $562.4M Belvedere calculation · 10-Q · Jun 30, 2026 · Filed Aug 6, 2026
- Shares
- 4,658,837 10-Q · Jun 30, 2026 · Filed Aug 6, 2026
Balance sheet snapshot
Cash $10.4M. Identified debt $572.8M. Net debt $562.4M. Missing debt tags are not treated as a zero-debt capital structure.
Financial information is derived from public filings and other identified sources. Belvedere calculations may differ from company-defined non-GAAP measures. See methodology and source notes. Valuation multiples are omitted because a licensed market-data provider is not configured.
Latest filings
| Form | Filed | Period | Accession | Source |
|---|---|---|---|---|
| 8-K | Aug 19, 2026 | Aug 19, 2026 | 0000108385-26-000039 | SEC |
| 8-K | Aug 13, 2026 | Aug 13, 2026 | 0000108385-26-000037 | SEC |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | 0000108385-26-000034 | SEC |
| 8-K | Jul 24, 2026 | Jul 24, 2026 | 0001437749-26-024363 | SEC |
| DEF 14A | Jul 22, 2026 | Mar 31, 2026 | 0000108385-26-000029 | SEC |
| 8-K | Jul 1, 2026 | Jun 29, 2026 | 0000108385-26-000022 | SEC |
| 10-K/A | Jun 5, 2026 | Mar 31, 2026 | 0000108385-26-000017 | SEC |
| 10-K | Jun 4, 2026 | Mar 31, 2026 | 0000108385-26-000014 | SEC |
| 8-K | Jun 4, 2026 | Jun 3, 2026 | 0001437749-26-019480 | SEC |
| 8-K | May 26, 2026 | May 22, 2026 | 0000108385-26-000011 | SEC |
What changed
Each line is an arithmetic comparison of sourced facts. It is not a thesis.
Research view
Belvedere has not published an initiation or update on WORLD ACCEPTANCE CORP. Universe inclusion is not a rating, a forecast, or coverage in the sell-side sense.
Research Radar
| Kind | Change | Explanation | Source | Date |
|---|---|---|---|---|
| Revenue | +4.8% | Revenue increased +4.8% ($132.8M to $139.2M; Q2 2025 vs Q2 2026). | 10-Q · Revenues | Aug 6, 2026 |
| Revenue acceleration | -2.6 pp | Quarterly revenue YoY growth moved from +7.5% to +4.8% (-2.6 percentage points). | 10-Q · BelvedereRevenueGrowthYoY | Aug 6, 2026 |
| Cash generation | $64.4M | Net cash provided by operating activities was $64.4M. | 10-Q · NetCashProvidedByUsedInOperatingActivities | Aug 6, 2026 |
| Cash | $10.4M | Cash and cash equivalents were $10.4M as of the latest reported balance-sheet date. | 10-Q · CashAndCashEquivalentsAtCarryingValue | Aug 6, 2026 |
| Share count | $4.7M | Shares outstanding were 4,658,837 as of the latest reported date. | 10-Q · CommonStockSharesOutstanding | Aug 6, 2026 |
Rankings
- Highest Free Cash Flow Margins · rank 1 · +45.3%
- Companies With Revenue Growth and Positive Free Cash Flow · rank 13 · +4.8%
Industry context
WORLD ACCEPTANCE CORP is mapped to Financial Services (Personal Credit Institutions) from SIC metadata on the SEC submission. Mapping is a classification convenience, not a claim that every peer is economically comparable.
Belvedere Research Profile
This measures researchable information characteristics. It is not investment advice, a credit rating, or a buy/sell/hold recommendation.
Presence of core income-statement, cash-flow and balance-sheet concepts in SEC XBRL.
Comparable-period revenue history and operating-result availability.
Availability of margin, cash-flow and per-share concepts used in screening.
SEC periodic reports, current reports, proxy statement and website identified in submissions.
Distinct filing years in the current archive window plus comparable prior-period revenue.
Risks
Belvedere does not manufacture generic risk language. Material risks are those the issuer discloses in its periodic reports, particularly Item 1A of the latest Form 10-K.
Open latest Form 10-K on SEC.govSources
- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Q2 2026
- Filed
- Aug 6, 2026
- Accession
- 0000108385-26-000034
- Concept
- Revenues
- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Q2 2026
- Filed
- Aug 6, 2026
- Accession
- 0000108385-26-000034
- Concept
- BelvedereRevenueGrowthYoY
(Revenues 2026-06-30 / Revenues 2025-06-30) - 1
View filing- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Q2 2026
- Filed
- Aug 6, 2026
- Accession
- 0000108385-26-000034
- Concept
- BelvedereFreeCashFlow
Net cash provided by operating activities − payments to acquire property, plant and equipment
View filing- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Jun 30, 2026
- Filed
- Aug 6, 2026
- Accession
- 0000108385-26-000034
- Concept
- CashAndCashEquivalentsAtCarryingValue
Disclosure
Belvedere Research publishes informational analysis. Nothing on this site is investment advice, an offer, or a solicitation to buy or sell any security.
This page is a company intelligence / data profile. It is not a research report unless a dated note is attached above. Rankings appearing here are independent of any issuer compensation.
Frequently asked questions
- What does WORLD ACCEPTANCE CORP do?
- WORLD ACCEPTANCE CORP (WRLD) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6141 (Personal Credit Institutions).
- What industry is WORLD ACCEPTANCE CORP in?
- WORLD ACCEPTANCE CORP is classified in Financial Services (Personal Credit Institutions).
- When did WORLD ACCEPTANCE CORP last file a periodic report?
- WORLD ACCEPTANCE CORP last filed a 10-Q on Aug 6, 2026 (accession 0000108385-26-000034).
- What was WORLD ACCEPTANCE CORP's latest revenue?
- $139.2M for Q2 2026, sourced from 10-Q filed Aug 6, 2026.
- Does Belvedere cover WORLD ACCEPTANCE CORP?
- WORLD ACCEPTANCE CORP is in the Belvedere universe. Presence in the universe is not the same as active initiation coverage.