Company overview
What does PRA GROUP INC do?
PRA GROUP INC (PRAA) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6153 (Short-Term Business Credit Institutions).
What does PRA GROUP INC do?
PRA GROUP INC (PRAA) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6153 (Short-Term Business Credit Institutions).
What industry is PRA GROUP INC in?
Financial Services · Short-Term Business Credit Institutions
What was PRA GROUP INC's latest reported revenue?
$6.1M for Q3 2022, from 10-Q filed Nov 4, 2022.
What changed in the latest comparable period?
Revenue declined -1.4% ($6.2M to $6.1M; Q3 2021 vs Q3 2022).
Business model (from the public record)
Belvedere describes the business using the issuer’s SEC classification and the company description extracted from public filings. Segment mix, customer identity, and recurring-versus-transactional revenue are shown only when those facts are identified in the filing extract—not inferred.
Financial Services · Short-Term Business Credit Institutions · United States
Financial profile
- Revenue
- $6.1M 10-Q · Q3 2022 · Filed Nov 4, 2022
- Revenue growth YoY
- -1.4% Belvedere calculation · 10-Q · Q3 2022 · Filed Nov 4, 2022
- Gross margin
- — Not identified in latest matched XBRL period
- Operating margin
- +1156.3% Belvedere calculation · 10-Q · Q3 2022 · Filed Nov 7, 2023
- Net income
- $24.7M 10-Q · Q3 2022 · Filed Nov 7, 2023
- Operating cash flow
- — Not identified in latest matched XBRL period
- Capex
- — Not identified in latest matched XBRL period
- Belvedere FCF
- — Not identified in latest matched XBRL period
- FCF margin
- — Not identified in latest matched XBRL period
- Cash
- $132.4M 10-Q · Jun 30, 2026 · Filed Aug 7, 2026
- Debt
- — Not identified in latest matched XBRL period
- Net debt
- -$132.4M Belvedere calculation · 10-Q · Jun 30, 2026 · Filed Aug 7, 2026
- Shares
- 37,648,000 10-Q · Jun 30, 2026 · Filed Aug 7, 2026
Balance sheet snapshot
Cash $132.4M. Identified debt —. Net debt -$132.4M. Missing debt tags are not treated as a zero-debt capital structure.
Financial information is derived from public filings and other identified sources. Belvedere calculations may differ from company-defined non-GAAP measures. See methodology and source notes. Valuation multiples are omitted because a licensed market-data provider is not configured.
Latest filings
| Form | Filed | Period | Accession | Source |
|---|---|---|---|---|
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | 0001185348-26-000028 | SEC |
| 8-K | Aug 6, 2026 | Aug 6, 2026 | 0001185348-26-000025 | SEC |
| 8-K | Jun 23, 2026 | Jun 16, 2026 | 0001185348-26-000023 | SEC |
| 10-Q | May 8, 2026 | Mar 31, 2026 | 0001185348-26-000021 | SEC |
| 8-K | May 7, 2026 | May 7, 2026 | 0001185348-26-000019 | SEC |
| 8-K | May 5, 2026 | Apr 30, 2026 | 0001185348-26-000017 | SEC |
| DEF 14A | Apr 30, 2026 | Jun 16, 2026 | 0001185348-26-000012 | SEC |
What changed
Each line is an arithmetic comparison of sourced facts. It is not a thesis.
Research view
Belvedere has not published an initiation or update on PRA GROUP INC. Universe inclusion is not a rating, a forecast, or coverage in the sell-side sense.
Research Radar
| Kind | Change | Explanation | Source | Date |
|---|---|---|---|---|
| Cash | $132.4M | Cash and cash equivalents were $132.4M as of the latest reported balance-sheet date. | 10-Q · CashAndCashEquivalentsAtCarryingValue | Aug 7, 2026 |
| Share count | $37.6M | Shares outstanding were 37,648,000 as of the latest reported date. | 10-Q · CommonStockSharesOutstanding | Aug 7, 2026 |
| Revenue | -1.4% | Revenue declined -1.4% ($6.2M to $6.1M; Q3 2021 vs Q3 2022). | 10-Q · RevenueFromContractWithCustomerExcludingAssessedTax | Nov 4, 2022 |
| Revenue acceleration | -165.0 pp | Quarterly revenue YoY growth moved from +163.6% to -1.4% (-165.0 percentage points). | 10-Q · BelvedereRevenueGrowthYoY | Nov 4, 2022 |
Rankings
- Micro-Cap Proxy Companies by Revenue Growth · rank 7 · -1.4%
Industry context
PRA GROUP INC is mapped to Financial Services (Short-Term Business Credit Institutions) from SIC metadata on the SEC submission. Mapping is a classification convenience, not a claim that every peer is economically comparable.
Belvedere Research Profile
This measures researchable information characteristics. It is not investment advice, a credit rating, or a buy/sell/hold recommendation.
Presence of core income-statement, cash-flow and balance-sheet concepts in SEC XBRL.
Comparable-period revenue history and operating-result availability.
Availability of margin, cash-flow and per-share concepts used in screening.
SEC periodic reports, current reports, proxy statement and website identified in submissions.
Distinct filing years in the current archive window plus comparable prior-period revenue.
Risks
Belvedere does not manufacture generic risk language. Material risks are those the issuer discloses in its periodic reports, particularly Item 1A of the latest Form 10-K.
A Form 10-K was not present in the current filing window.
Sources
- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Q3 2022
- Filed
- Nov 4, 2022
- Accession
- 0001185348-22-000030
- Concept
- RevenueFromContractWithCustomerExcludingAssessedTax
- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Q3 2022
- Filed
- Nov 4, 2022
- Accession
- 0001185348-22-000030
- Concept
- BelvedereRevenueGrowthYoY
(RevenueFromContractWithCustomerExcludingAssessedTax 2022-09-30 / RevenueFromContractWithCustomerExcludingAssessedTax 2021-09-30) - 1
View filing- Source
- U.S. Securities and Exchange Commission
- Form
- 10-Q
- Period
- Jun 30, 2026
- Filed
- Aug 7, 2026
- Accession
- 0001185348-26-000028
- Concept
- CashAndCashEquivalentsAtCarryingValue
Disclosure
Belvedere Research publishes informational analysis. Nothing on this site is investment advice, an offer, or a solicitation to buy or sell any security.
This page is a company intelligence / data profile. It is not a research report unless a dated note is attached above. Rankings appearing here are independent of any issuer compensation.
Frequently asked questions
- What does PRA GROUP INC do?
- PRA GROUP INC (PRAA) is a U.S. SEC registrant. The Commission classifies the issuer under SIC 6153 (Short-Term Business Credit Institutions).
- What industry is PRA GROUP INC in?
- PRA GROUP INC is classified in Financial Services (Short-Term Business Credit Institutions).
- When did PRA GROUP INC last file a periodic report?
- PRA GROUP INC last filed a 10-Q on Aug 7, 2026 (accession 0001185348-26-000028).
- What was PRA GROUP INC's latest revenue?
- $6.1M for Q3 2022, sourced from 10-Q filed Nov 4, 2022.
- Does Belvedere cover PRA GROUP INC?
- PRA GROUP INC is in the Belvedere universe. Presence in the universe is not the same as active initiation coverage.